Microcrédito e capacitação como instrumento do desenvolvimento local

Abstract

The objective of this work is to identify the contribution of microcredit and training as an instrument of local development, as well as to identify the main difficulties faced in accessing microcredit when it comes to informal activities, as well as to analyze aspects of the general public who use microcredit as an instrument of local development. The type of research adopted in the study was descriptive with a qualitative approach with the object of study – microcredit. Case studies, documentary and bibliographical research were also used. The data collection instrument adopted interviewed individual microentrepreneurs (MEIs). The study confirmed that the offer of microcredit effectively contributes to local development when it generates benefits that cause a significant improvement in economic and social indicators for MEIs, making them true protagonists in the transformation of their own reality.