A hipervulnerabilidade da pessoa idosa na relação de consumo: análise jurisprudencial do Tribunal de Justiça do Estado do Maranhão acerca da responsabilidade civil das instituições bancárias nos contratos de empréstimo consignado fraudulentos no ano de 2022

Abstract

This study deals with the hypervulnerability of elderly people when faced with payroll loan fraud contracts. The topic addressed was chosen with the aim of analyzing the judgments of the Court of Justice of the State of Maranhão on the responsibility of banking institutions in fraudulent payroll loan contracts in the year 2022. For this purpose, jurisprudential research was carried out on the website of the Court of Justice of Maranhão. Maranhão, which is www.tjma.jus.br specifically in procedural communications from the National Justice Gazette of the State of Maranhão, searching for TJMA and using the keyword “consigned loan” as a conceptual marker referring to the year 2022. It was observed that the decisions of the Court of Justice of the State of Maranhão have understood the civil liability of banking institutions in cases of fraud in contracting payroll loans.